No-one
wants to file for bankruptcy.
Unfortunately in the current state of our economy,
the number of individuals and families which must
contemplate whether they should file for a
personal bankruptcy have steadily been on
the rise. Fortunately, just as the original
bankruptcy laws were first intended, filing
for bankruptcy is now seen as a way to repair your
credit, instead of destroying it.
The
fact is, a judgment by a credit card
company can actually be worse
for your credit than filing
bankruptcy. Many of those who
file for personal
bankruptcy report
repairing their credit in less
than 3 years.
The longer you wait to obtain
the legal services of an experienced
bankruptcy attorney or lawyer,
your ability to achieve a successful or desired
result in your legal situation may be dramatically
reduced.
Contact
The Law
Offices of
Levy & Clarke, today by calling
(419)
243-8989.
As a law firm providing experienced Bankruptcy Attorney (lawyer)
legal services, assisting
Toledo and Northwest Ohio area
residents with personal bankruptcy
legal needs. We are committed to
protecting the legal rights of each and every client, while always
striving to provide
the highest standard of legal representation.
When you are involved in a personal bankruptcy
, make sure your legal rights are protected
by seeking the legal advice of an experienced
Toledo bankruptcy attorney (lawyer). Contact
The Law
Offices of
Levy & Clarke, today by calling
(419)
243-8989.
Contrary to popular belief, in a
successful bankruptcy, you may be able to
keep your car, home, or other
goods.
Once you have filed for
bankruptcy, any pending lawsuits
against you by creditors will be
halted immediately. This also
stops the harassing and
threatening phone calls which
creditors and collection
agencies often rain down upon
you. After you have filed for a
bankruptcy, creditors and
collection agencies can no
longer attempt to contact you.
There are two basic types of
personal bankruptcy:
Chapter
7 Bankruptcy: is generally for when people
make under a certain amount. - (click
here to see that amount
- click on "Median Family Income
Based on State/Territory") - or
when we find other ways that
person may fit into a 7. In a
Chapter 7, someone will usually
pay very little or nothing in
and finish 4-6 months later
discharging debts on all of
those things they do not wish to
keep, except student loans and
many types of IRS debts
Chapter 13
Bankruptcy: is usually used to
allow someone to focus on
catching up their home payments,
"stripping" second mortgages off
their homes, or otherwise
surrendering real estate or
discharging credit card debt
where someone either makes over
a certain income or owns things
that would have otherwise been
taken by the Trustee in a
Chapter 7.
The Law Offices of
Levy & Clarke aggressively defends the legal rights of
those who choose to file for, or already involved in a
personal bankruptcy. We will address all related issues
that should be taken into consideration when pursuing a
personal bankruptcy.
Debt Consolidation Agencies
:
Most so-called debt
consolidation agencies are not
"non-for-profit" organizations,
and may actually damage your
credit even further. Many debt
consolidation agencies are often
paid by credit card companies or
take a portion of your payments.
When you are contemplating filing for
Bankruptcy in
Toledo,
or the Northwest Ohio area, contact an experienced attorney (lawyer) at
The Law Offices of
Levy & Clarke, today by calling
(419)
243-8989.
Protect your legal rights and
make sure
your voice is heard. We are experienced and have the
resources to handle all of your
Bankruptcy Law legal needs.
